Access free credit report Houston

This type of fraud is access free credit report Houston usually defined as loan origination fraud. Mortgage fraud also includes schemes targeting consumers, such as foreclosure rescue, short sale, and loan modification.” Read the access free credit report Houston rest of this entry TransUnion, one of the three credit reporting agencies, received many phone calls in September from consumers regarding a fraud scam.  Its because of the volume of calls that TransUnion became aware of the scam.  It involves text messages and voicemails informing credit card customers that their credit card has been deactivated and are instructed to call access free credit report Houston a number for more information.  When the number is called, a recorded message asks for the sixteen-digit credit card number plus more personal access free credit report Houston information. TransUnion wants to alert cell and smart phone users about this scam.  It doesn’t matter what type of phone you have, which carrier you use, or what platform you are on, this scam can attack any access free credit report Houston of them. In July, a similar scam was reported by credit unions access free credit report Houston from around the country.  Credit access free credit report Houston union members received text messages from ”Credit Union Services” to call a number to have their card reactivated. free credit report for business There were several different phone numbers provided.

If you get a voicemail or text like either of these, don’t call the number on the message.  Instead, call your credit card access free credit report Houston company using the number on the access free credit report Houston back of your credit card.  This access free credit report Houston is probably a scam. You should never respond to a request for your personal information on the internet or phone, unless you are certain of the source.  Financial institutions and credit card companies don’t ask access free credit report Houston for your personal information via the internet or phone, so don’t provide access free credit report Houston that information. If you initiated the call and trust the source, provide access free credit report Houston the information.  If something doesn’t seem right, don’t give out any personal information. identity theft report If you have given out your account information or received this scam message, you may want to get access free credit report Houston your credit report, place a fraud alert or credit freeze on your access free credit report Houston credit report.  To receive a free copy of your credit report go to www.annualcreditreport.com  and order a credit report from all three credit reporting agencies – Equifax, Experian and TransUnion.  Review your credit reports for any new accounts that have been opened that you didn’t approve. To  place a fraud alert or credit freeze on your credit report at each of the three access free credit report Houston credit reporting agencies, use the contact access free credit report Houston information below: Equifax: www.equifax.com or (800) 525-6285 or (888) 766-0008 Experian: www.experian.com or  (888) 397-3742 TransUnion: www.transunion.com  or (access free credit report Houston 800) 680-7289 John Ulzheimer is the President of Consumer Education at SmartCredit.com, the credit blogger for Mint.com, and a Contributor for the National Foundation for Credit Counseling.  He is an expert on credit reporting, credit scoring and identity theft. Formerly access free credit report Houston of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry.  Follow him on Twitter here. get your credit report Recently, Wells Fargo announced that as of October 14, 2011, they will begin to test a $3 monthly charge for checking account customers that use their debit card. This fee is in addition to other monthly checking account fees.

Customers that access free credit report Houston don’t use their debit card won’t have to pay the monthly fee. The pilot will be conducted in five states – Georgia, Nevada, New Mexico, Oregon and Washington. Their decision was based upon the Durbin Amendment of the Dodd-Frank Act which lowered the debit card transaction fee merchants pay banks from $.44 to $.21.  The Durbin Amendment will become effective on October 1, 2011.